Global markets are in a tough spot, caught between geopolitical tensions, shifting monetary policies and sector-specific trends. European and Chinese stocks have been climbing, while U.S. equities are under pressure, weighed down by tariff concerns. Trump’s return to office has fueled uncertainty, leaving investors on edge. The big question is how much of his aggressive…
As Sir Keir Starmer aptly put it, Europe finds itself “at a crossroads in history,” confronting a future where the assumed security offered by the United States is no longer a given. This threatens to upend 80 years of reliance on the US and has resulted in a vow from European leaders to re-arm so…
It has long been true that good, trustworthy and truly professional financial advisers are not easy to find. Synergi is very proud to be listed among the “excellent” advisers worldwide – Jonathan Martin DipPFS EFA, Synergi Switzerland. Read the full article at the link below. Industry cites ‘excellent’ list of international advisers amid Brite Advisors…
A policy of life assurance or capital redemption that has been issued by and IOM Insurance Company is considered an Isle of Man asset. Therefore, upon the death of the last surviving policyholder, an application to the courts in the Isle of Man must be made to obtain Probate before its value can be paid…
Get started by using these planning tips to help you feel more confident about life after work. Planning for retirement can feel complex and overwhelming. How long will your savings have to last and what sort of lifestyle would you like to enjoy? There is a lot to consider so it can be hard to…
Pension rules now make it possible to pass your pension plan on to your loved ones without paying the previous 55% ‘death tax’. These basic checks and steps can normally make sure your pension savings go to the right people in a tax-efficient way. Many people want to leave their assets to their children or…
In addition to traditional pension schemes there are a variety of other investment options which can be used to provide income in retirement. Individual Savings Accounts (ISAs) Some people might use money they have in an ISA as a source of income in retirement.For example, there are cash ISAs, which you can save into and…
When you retire, you won’t be paid to work anymore – so where might your money come from? There’s a good chance you could get it from multiple sources. And knowing what these sources might be could help you plan for retirement. Defined contribution or defined benefit plansSome of your money could come from a…
The Long-term outlook If the outlook for sterling is largely to be determined by the direction of interest rates, and rates are to be largely determined by inflation rather than the economic outlook, then what is the outlook for UK inflation? Recent data around both grocery and energy prices indicates that at least some of the…
On 18th July the UK government announced a consultation on pension taxation linked to the abolition of the Lifetime Allowance. It also considers other aspects of tax linked to pensions and proposes a significant change. Currently where pension member dies before age 75, benefits received by a beneficiary are generally outside the scope of income…