2026 uk state pension update

The 2026/27 UK State Pension has increased by 4.8%. What does this mean for British Expats in Switzerland?

The new financial year brings meaningful changes. Driven by the Triple Lock guarantee, the full New State Pension has risen to £12,547.60 per year.

However, with the Personal Allowance frozen at £12,570 until at least 2028, the State Pension now sits just £22 below the income threshold. For highly successful professionals residing in Switzerland, this narrow margin has significant implications for those with additional retirement income.

Are your NI Contributions fully protected? Are you prepared for how these changes impact your standard of living post-retirement?

At Synergi, we specialize in Wealth Engineering and UK Pension Transfers (SIPPs / QROPS) specifically for expats. We help you consolidate your assets and build a robust, cross-border strategy.

Read our latest newsletter for a full breakdown of the 2026/27 changes. If you want to review your retirement income position, let’s grab a coffee.

 Download the Full StatePension-2026 Update (PDF)

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