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Time To Look Abroad? UK Workforce To Suffer “Dreadful” Wage Prospects
The Institute for Fiscal Studies (IFS) has outlined the wage prospects of UK workers as “dreadful” after Chancellor Philip Hammond’s first Autumn Statement. The IFS states that workers will be worse off financially in 2021 in real terms than they were in 2008, with lower income families to be the worse affected. Paul Johnson, Director…
IMPORTANT INFORMATION CONCERNING TRUSTS
Trust Registration Service (TRS) Following European wide anti-money laundering regulations, HM Revenue & Customs (HMRC) now require most trusts to be registered on their online TRS. The types of trust (unless excluded) that would need to be registered include: An express trust UK and non-UK trusts with a liability to UK taxation A Designated Unit…
PENSION: key facts you need to know
Climate change, resource scarcity and human rights – just some of the huge sustainability issues that we consider when we invest your pension money. More than half of our customers told us they want to know more about this, so as part of Pension Engagement Season, we’re sharing key points and top reads. Your pension…
Join the Queue, or No EU for Scotland
The UK’s European Commission representative, Jacqueline Minor, has indicated that Scottish independence would not lead to automatic membership of the European Union. Minor outlined a process whereby Scotland would have to join the list of countries already seeking EU Membership, and although the process could be completed quicker than for other applicants, there is no…
5 Financial Milestones to Reach by the Time You’re 40
Your twenties were a time to explore career and financial investment trade offs against your long-term goals. Your thirties were a time to start planning for your future. Now, you’re in your forties, perhaps that has left you with a higher income, or maybe it has left you wondering about an early retirement. Regardless of your personal circumstances,…
Where will my retirement income come from ?
When you retire, you won’t be paid to work anymore – so where might your money come from? There’s a good chance you could get it from multiple sources. And knowing what these sources might be could help you plan for retirement. Defined contribution or defined benefit plansSome of your money could come from a…